You're eyeing that new or used vehicle but falling short on funds.
You seek a financing plan that offers competitive interest rates to keep the total cost of ownership manageable.
You prefer a secure loan with your vehicle as collateral, giving you access to lower interest rates.
You aim for a flexible loan term, allowing you to balance monthly payments with your income and expenses.
You wish to build or improve your credit score through a secured financing solution.
This is ideal for you if:
Clever Cars
Frequently Asked Questions
Clever Cars offers a specialised secured loan designed specifically for auto financing, with your vehicle acting as the collateral. Once approved, the funds will be paid directly to the dealer or seller.
Due to its secured nature, Clever Cars gives you the advantage of competitive interest rates, setting it apart from unsecured auto loan options. Sometimes unsecured may be an option for older cars as the rate tends to increase as the age of the vehicle increases.
Whether you’re into rugged SUVs or sleek sports cars, Clever Cars caters to a multitude of new and used vehicles.
Applying through our service does not impact your credit score. We offer options without affecting your credit rating, providing a safe way to explore loan possibilities without any negative consequences on your credit history.
Yes, we offer pre-approval options so you can shop for your dream car with assurance. A hard check will only be done when we are ready to submit to the lender but you will be notified before we do this. If your objective is not hard check unless approved, then let us know as we have lenders on our panel who can do this.
Confirmable credit is having an open account or had a loan with another provider in the past, such as a mortgage, car loan and personal loan. This is important when you are trying to get a low rate on your car loan.
Interested in exploring your options? You can request a quote in just 2 minutes through our easy, no-obligation online form. This quick process ensures you get a preview of the best rates and terms tailored to your financial needs before making any application.
