Clever Classic.
Secured and
Unsecured
Personal Loans
Planning a major life event like a wedding or renovation? We’ll broker the right loan for you.
Facing urgent expenses like medical bills or car repairs? Get the funds you need quickly.
Consolidate high-interest debts into one manageable loan.
Finance a new car, special purchase, or personal project with flexible loan options.
Turn your personal plans into reality with a loan solution from LendLab.
This is ideal for you if:
Take control of your financial goals with LendLab’s Personal Loans.
Whether you need the stability of a secured loan or the flexibility of an unsecured loan, we broker the right solution to match your needs.
Simplify your borrowing, enjoy competitive rates, and finance life’s big moments with Clever Classic Personal Loans.
Clever Classic
Secured vs Unsecured Personal Loan FAQs
A personal loan is a fixed amount of money borrowed from a lender and repaid over time with interest. LendLab brokers the best personal loan rates by comparing multiple lenders to find an option that suits your needs.
A secured loan requires collateral like a vehicle, offering generally lower interest rates. Unsecured loans don't require collateral but may come with slightly higher interest rates due to increased lender risk.
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Secured personal loans require collateral, such as a car, offering lower interest rates
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Unsecured personal loans do not require collateral but may have slightly higher interest rates due to increased lender risk.
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Loan amounts typically range on average from $10,000 to $100,000, depending on factors such as income, credit history, and whether the loan is secured or unsecured.
Personal loan interest rates vary based on loan type, term length, and credit profile. LendLab helps you compare loan rates for personal loans across multiple lenders to secure the most competitive option.
With LendLab’s advanced technology, approval for a personal loan can be as fast as 24-48 hours, ensuring you get the funds when you need them.
Yes! Refinancing a personal loan allows you to replace an existing loan with a new one that has better terms, such as a lower interest rate or a longer repayment period.
LendLab brokers personal loans for various purposes, including:
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Major life events
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Start by heading to the lendlab get a rate form
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Provide comprehensive information about your loan requirements
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Fill in all required financial background information
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We’ll get back to you promptly with a quote for you loan
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Make a decision
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Requesting a loan quote with LendLab does not impact your credit score. We perform a soft check to provide tailored loan options. A hard check will only occur when submitting to a lender, and you’ll be notified beforehand.
LendLab works with a wide network of personal loan lenders, ensuring you have access to competitive rates and terms from Australia’s top providers.
