Clever Classic.
Secured and
Unsecured
Personal Loans
You’re planning a significant life event like a wedding, home renovation, or a dream holiday.
You face sudden expenses, be it medical emergencies or urgent car repairs—that require immediate attention.
You seek to consolidate smaller, high-interest debts into a single, manageable loan.
You aim to uplift your lifestyle with a special purchase such as a new car or luxury item.
You want to take on a personal project but lack the immediate funds to make it a reality.
This is ideal for you if:
Classic Personal Loans are designed for those who value flexibility and financial freedom.
Choose between secured and unsecured options to meet your unique financial needs.
Whether it's a dream vacation, a home improvement project, or any other personal goal, our Clever Classic loans can make it happen.
Clever Classic
Frequently Asked Questions
Clever Classic offers tailored loans designed to flex around your individual needs, whether they require a secured or unsecured financial commitment.
A secured loan requires collateral like a vehicle, offering generally lower interest rates. Unsecured loans don't require collateral but may come with slightly higher interest rates due to increased lender risk.
Beyond the secured and unsecured options, you can choose repayment terms ranging from 2 to 7 years, fixed or variable and average loan amounts between $10,000 and $100,000.
Your imagination is the limit! Whether it's a pivotal life event or debt consolidation, Clever Classic is your financial ally.
Using our services does not impact your credit score. We do what's called a soft check. As we do not lend money directly, interacting with us for financial guidance or information is done whilst protecting your credit score.
Interested in exploring your options? You can request a quote in just 2 minutes through our easy, no-obligation online form. This quick process ensures you get a preview of the best rates and terms tailored to your financial needs before making any application. A hard check will only be done when we are ready to submit to the lender but you will be notified before we do this. If your objective is not hard check unless approved, then let us know as we have lenders on our panel who can do this.
