Apply Online
for Clever Credit
Applying for Clever Credit with LendLab is easy, secure, and convenient. Take the first step towards your financial goals by filling out our online application form. Our user-friendly process ensures a hassle-free experience, with expert guidance at your fingertips and without impacting your credit score.
What You Will Need
Before you begin your application, it’s important to gather the necessary information.
Personal Information: We require basic personal details for identification purposes, including your name, contact information, date of birth and drivers licence number.
Financial Information: To effectively match you with appropriate lenders and loan products, we need a clear picture of your financial status. This includes information about your income, employment status, and regular expenses.
Loan Purpose: Clearly specify why you're seeking the loan, whether it’s for a personal endeavour, car purchase, debt consolidation, or another financial goal.
Supporting Documents: Depending on your loan type, you will need to provide documents like 2 recent payslips, bank statements (using our secured link which helps us verify your income securely) this usually is not required for most of our secured car loan products, and valid identification like drivers licence front and back and a copy of your medicare card.
Soft Credit Check: As part of our assessment, we will conduct a soft credit check. This is a routine procedure to evaluate your eligibility for the loan options we offer. Importantly, this soft check will not impact your credit score, ensuring your credit history remains unaffected as we work to find the most suitable loan options for you. We do not use rate charts, our rate offers are personalised to you and your credit score.
Why Choose LendLab?
expert guidance at your fingertips without impacting your credit score.
Personalised Guidance: Our team of experts is dedicated to guiding you through the application process. We offer tailored solutions that align with your specific financial needs, ensuring a smooth and supportive experience.
Transparency: At LendLab, transparency is paramount. We clearly outline all terms, fees, and crucial details relevant to your application. Before proceeding, you'll receive a detailed proposal to review and electronically sign, ensuring you're fully informed and comfortable with the terms.
Efficiency: Experience a streamlined journey with our user-friendly online application process. We've designed it to be efficient, saving you both time and effort.
Empowerment: Partnering with LendLab for your credit needs goes beyond just securing a loan. It's about empowering you in your financial journey. With our negotiation capabilities and deep industry knowledge, we provide the insights and leverage needed to secure the best outcomes for our customers.
